Licensing Information

Loan Officer Information

States Licensed

Ciro Hernandez and Rize Mortgage are licensed to originate mortgage loans in the following states:

Services are only available to residents of states where we are properly licensed. If you are unsure whether we can serve you, please contact us directly.

Equal Housing Lender

Rize Mortgage is an Equal Housing Lender. We comply with all federal, state, and local fair housing laws and do not discriminate based on race, color, religion, sex, handicap, familial status, national origin, sexual orientation, gender identity, or any other characteristic protected by applicable law.

We are committed to providing equal access to mortgage lending services for all qualified applicants.

NMLS Consumer Access

The Nationwide Multistate Licensing System (NMLS) is a comprehensive licensing system that provides consumers with information about state-licensed mortgage companies and mortgage loan originators.

You can verify our license and review our company information by visiting:

Regulatory Compliance

Rize Mortgage and Ciro Hernandez are committed to full compliance with all federal and state mortgage lending regulations, including:

• Truth in Lending Act (TILA)
• Real Estate Settlement Procedures Act (RESPA)
• Equal Credit Opportunity Act (ECOA)
• Fair Housing Act
• Home Mortgage Disclosure Act (HMDA)
• Gramm-Leach-Bliley Act (GLBA)
• State Mortgage Lending Laws and Regulations